Western Union Gold Card Program

15-09-2021
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  1. Western Union Gold Card Rewards Program
  2. Western Union Gold Card Rewards Program

When using a credit card to send money through WU, an issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges. Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985. See terms and conditions for. All you need to know about My WU rewards. 254219 Views. 31-Jul-2020. Knowledge. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU® fee reductions. ² Joining the My WU program is optional. Joining requires e-mail and a mobile number. Loading, Please wait. There was an error while retrieving the site configuration. Western Union is here to support you during these challenging times with COVID-19 (Coronavirus). As we are experiencing higher than normal call volumes, we want to take this opportunity to remind you of the many great ways we are here to support you 24x7, online at WU.com and via the mobile App.

Finally it's here. The prepaid Visa card that earns rewards when you send money or pay bills through Western Union. Sign up here for FREE and start enjoying all of the benefits of your new Gold Card.
Less fees
No fee to activate. No monthly maintenance fees. No purchase transaction fees1. No cost to reload via direct deposit and no overdraft fees.

  • Protected by Visa’s zero liability policy2, if your card is lost or stolen, your money will be replaced.
  • Reload cash on your card at any of the over 43,000 participating Agent locations.
  • No need to fill out forms when transferring money which saves you time.
  • Earn valuable rewards including phone time.
  • Use anywhere Visa Debit Cards are accepted, even online or at ATMs3.
  • Protected by Visa’s zero liability policy2, if your card is lost or stolen, your money will be replaced.
  • Reload cash on your card at any of the over 43,000 participating Agent locations.
  • No need to fill out forms when transferring money which saves you time.
  • Earn valuable rewards including phone time.
  • Use anywhere Visa Debit Cards are accepted, even online or at ATMs3.

No bank account or credit check required.

Credit TargetTypeAnnual FeeBT Intro APRPurchase Intro APRRegular APRRewards
Fair CreditDebit$0*N/A*N/A*See Terms*None

This Credit Card is Not Available

Important Notice:This The Bancorp Bank credit card is no longer available, or we are no longer authorized by the bank to provide information about this card. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:
Western Union® Gold Card Visa® Prepaid Card Quick Summary:Western union gold card rewards program
This Visa offer is issued by The Bancorp Bank. This is a debit card that does not issue a line of credit. Many consumers use debit cards to help establish credit responsibility and control. See the terms and conditions for the purchase APR rate.
Important Rates:
Please see the card issuer's terms and conditions regarding annual percentage rates.A 0% APR* is listed for this card, meaning that balances may need to be paid in full each month as charge cards specify, or there is a special program regarding payment. Due to the limited information we have about this rate, we advise you to read the offer details along with the terms and conditions in full. There is no annual fee for this card.*
Rewards:Union
This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 601 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any The Bancorp Bank product.
Other Basics:
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).
Other Remarks:

One-time non-refundable Activation Fee**: $9.95. See fee table for other fees.


Approval Rate:

Western Union Gold Card Rewards Program

Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 601, then your chance of approval may be even greater.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Community Opinion:
There are no reviews. If you have experience, you can write one now.
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How to redeem

The My WU® program offers a variety of convenient methods to redeem your points2 for transfer fee discounts1 and other great rewards.

WU.com

Instructions
  1. Log into your online profile with your Western Union® credentials
  2. Select 'My WU Rewards' from the menu
  3. Click 'Redeem Rewards'
  4. Select the reward you would like

My WU® portal

Instructions
  1. Access the portal using your Last Name and either your My WU® Number or unique email address
  2. Navigate to the Rewards section of the page
  3. Select the reward you would like to redeem
  4. Click the Redeem button

In the app

Instructions
  1. Download the Western Union® app to your smartphone
  2. Log in with your Western Union® credentials
  3. Select 'My WU' from the menu
  4. Tap 'Redeem points'
  5. Select the reward you would like to redeem and confirm

Did you know?

No matter how you redeem, your transfer fee discount1 is automatically applied to your next qualifying money transfer.

Via text3

No smartphone? No problem. You can redeem your rewards via text3.

Instructions

Western Union Gold Card Rewards Program

  1. Send a text3 to 88232with your My WU® number and one of the following keywords:
    • BALANCE – To check your My WU® points balance
    • 2USD – For a $2 discount1
    • 4USD – For a $4 discount1
    • 8USD – For a $8 discount1
    • 12USD – For a $12 discount1
  2. Your transfer fee discount1 will apply automatically to your next qualifying money transfer.

Standard messaging and/or data rates may apply.

Over the phone

Instructions
  1. Call Western Union® Customer Care at 1-800-325-6000.
  2. Follow the prompts to redeem your points.

Learn more about My WU

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